We have been working on this for a week, but of course we have competing pressures from different parts of the family. I was working on something else the other day when I realized that the mother of the bride wanted me to look into the cost of Toronto party bus rentals for the wedding reception. I was not really sure what the reasoning behind that was, but when I talked to her she was talking about the fact that they were going to serve alcohol and that they did not want to have people driving away from the reception drunk. Continue reading →
I have been thinking about this as a logical exercise. To begin with I am wondering how long it shall be until robots are being used for all sorts of menial tasks. I wonder how expensive is a robot to own? I got the idea while I was doing cleaning jobs for a Toronto party bus operator. For example I was checking out this site called my cleaning robots and if you look at the my cleaning robots products you can see that it is going to be a fairly expensive thing to own one of those cleaning robots right now. The one that they sell looks exactly like the irobot roomba, but they do not call it that and I wonder if it is a knock off or some sort of clone of the roomba. At any rate it costs four hundred dollars, which is the same thing that the irobot roomba does. Continue reading →
The people over at Diamond Party Bus in Toronto are so great about meeting my needs any time that I deal with them. I need to be able to work with companies that are on the ball at all times, and that are that for me always. I am a wedding planner, and with weddings planning, comes the need to plan out receptions for people as well. There are even clients who ask me if I can help them plan out bachelorette and bachelor parties as well. The latter is very easy for me to organize, and it brings in a lot of money.
There are different things that I keep in my stock ideas that many people want to do right away for the events that I put together for them. Other people want to do something a little different. When I have to offer ideas for smaller groups, I always mention they can hold their reception on a bus. I love to watch their faces look at me in confusion, until I whip out the pictures of the bus interiors to show them how fancy they are. Continue reading →
Compare from our travel insurance online plans and choose the one that suits you best. Travel insurance policy offers cashless hospitalization worldwide.
With such choice on offer, it is sensible to do some travel insurance comparison. Travel insurance comparison sites are really easy to use, even for total novices. Once you have accomplished your travel insurance comparison, you can go through and buy online with that supplier. We have taken all of our collective knowledge and have built the major travel insurance comparisons site. Travel insurance online Cheap insurance is not always easy to come by, but it is most definitely something important you need to add in to your trip plans. Compressed planning: Travel insurance consumers are purchasing coverage closer to their departure date. Having insurance is necessary when going on holiday. Quickly consider travel insurance services. Just fill in our simple form and we’ll search many travel insurance providers to find their best deal for you.
A simple guide. If family members are protected on the same plan they can return home also.
Travel companies also make healthy commission from the insurance they sell so they keep on encourage you to buy, along with other bonus plan, when verifying your travel projects. Internet search allows you to search more than 100 services from 15 superior national companies.
However, despite this many Brits still jet off on their vacations every year without arranging cover. Whether you are holidaying in Australia or overseas, travelling for job, pursuing your sport hobbies or only visiting friends and relatives, it’s important to get the right cover without paying more. Getting enough travel insurance for your flight to or from any Airport and holiday is arguably the most crucial part of your trip away.
The longer stays, the more protection will be. Always check the fee print to see what services apply to you you can only reissue up to 48 hours before you confirm and you may not get all refund of your money back. Travel insurance online can bring you more options in finding the best deal.
When you’re traveling, after all, it helps to cover yourself with some worldwide travel insurance. We can provide both voluntary and mandatory group programs (mandatory means that everyone traveling on the trip must be included in the coverage).
There are several different types of travel insurance that you can choose when you are looking to protect your travel investment. Two of the most well known travel insurance companies are Access America and Travelsafe Travel Insurance. If you are planning on traveling in the United States or abroad, it is a good idea to get travel insurance to cover the cost of your trip in case something goes wrong
There are several different types of travel insurance that you can choose when you are looking to protect your travel investment. Two of the most well known travel insurance companies are Access America and Travelsafe Travel Insurance. If you are planning on traveling in the United States or abroad, it is a good idea to get travel insurance to cover the cost of your trip in case something goes wrong.
Both Access America and Travelsafe Travel Insurance offer travel insurance for someone who is traveling in a variety of different methods – by air, sea or train. Access America is more geared towards domestic travel, although it is also used by those who are traveling out of the country. Many of the people who get Access America travel are getting it because they are going on a cruise.
Cruising along with Access America and Travelsafe Travel
Cruises are the number one reason why people get travel insurance. Cruises are subject to many mishaps, especially when due to the weather. One of the best aspects about choosing Access America as your travel insurance is that they will insure a cruise. There are exclusions when it comes to insuring the cruise during hurricane season, but you can still get some type of insurance. This means that if your cruise is cancelled due to a hurricane or other act of nature, you can recoup some of your money.
Medical Coverage with Access America and Travelsafe Travel
Travelsafe Travel Insurance is a good option when you are leaving the country and are worried about medical coverage. Medical coverage is something that many people are concerned about when they visit another country that may have foods that are different than what they are used to in the United States.
Many people who are older also worry about medical coverage when they are out of the country. By getting a policy with Travelsafe Travel Insurance, these worries are alleviated. You can get the coverage that you need when you choose Travelsafe and chose one of their package deals.
Looking for Package Deals?
Both Travelsafe Travel Insurance and Access America offer package deals for travel that you can get for yourself by going online. Both of these insurance companies also procure travel agents when it comes to selling the travel insurance. You can get the travel insurance through the agency itself when you are booking your own trip, or you can purchase the travel insurance when you book a trip through a travel agency.
If you are looking for a good deal on cruise travel insurance, you may want to take a look at the packages that are available through Access America. They have reasonable cruise insurance packages that will even cover acts of nature.
If you are worried about getting sick when you travel outside of the country, you may want to check out Travelsafe Travel Insurance as a form of travel insurance. It is important to note that both of these travel insurance companies offer insurance for cruises, medical attention in other counties, lost baggage and other problems that may occur and cause you a loss when you are on vacation. If you are spending money on a trip, you will want to back it up by making sure that you have travel insurance.
There are many hazards and dangers that gappers can encounter if they don’t do their homework and plenty of research before setting off. Many of us wish we could blaze a trail across new frontiers, but the reality is that someone has already been there, done that, and got the tee shirt. Nevertheless, it’s a good idea to network with those who’ve gone before you and take advantage of their knowledge. Perhaps one of the most important tips is to thoroughly check out any company before paying money up front! Many of these companies may profess to be experts who can set up a complete overseas volunteering package for you. Some companies are legitimate, but others may not be. No matter how intrepid you think you are, you wouldn’t really want to find yourself stuck in the jungle surrounded by malaria-ridden mosquitoes without a reliable lifeline or helping hand back to civilization. Would you? I’ve researched and written blogs and articles about this subject in the past and the bottom line seems to be ‘get the facts and then double check them, and then check again.’ For many young people it will be their first time away from home alone – so having reliable and solid support is vital. Gap Year travel has become the norm, and almost expected of any self-respecting student. However, it’s not just students taking that year out these days. Many choose to take a gap year as a career-break, perhaps while switching careers mid life. Mature travellers have the time and money to set off on adventures and make up for what they missed out on when younger. No matter what age or what your plans are, the Internet is sure to play a big part in planning your gap year. It’s a tremendous resource. Taking a gap year wasn’t always an option unless you came from a very wealthy family. Going back a few centuries, the young upper classes went on the Grand Tour of Europe as a rite of passage and part of their education. They were the first gap year travellers, but they were the privileged few. Our handsome princes, William and Harry, did their gap year volunteering and weren’t afraid to get their hands dirty. I think we’d all agree they have turned into terrific young men. A gap year could encompass volunteering in an overseas work program. Other options might include working in a ski resort or dude ranch, an exchange program, a language course or other course of study, or just taking off on a backpacking Odyssey. Whichever you choose, it’s sure to be an eye-opening and character building look at other cultures. A large percentage of the volunteering opportunities will be in African countries, but there’s a need for volunteers in many other parts of the world. Other popular destinations for gappers and backpackers include Peru, USA, Canada, Australia, Mexico, South America and Chile. Planning well ahead is essential, especially to ensure you get all the vaccinations you’ll need for the countries you plan to visit. Make sure your passport has plenty of time left on it and apply for all the necessary visas. As you’ll need to book long-haul flights in advance it’s also important to purchase the right type of travel insurance – as well as coverage for any planned sporting activities. Using the internet social networking sites makes it easy for travellers to stay in touch with family and loved ones and share experiences and photos online. I know it’s not as fast as shooting an email through cyberspace but, personally, I still think it’s nice to receive postcards from foreign places with the colourful native stamps. People don’t have time for snail mail these days. There doesn’t seem to be a downside to taking a gap year. The best advice is to use the internet to research your destinations and arm yourself with as much knowledge as possible. Read the reviews and tips provided by other travellers – they could help you avoid bad experiences – as well as share in the good ones. You can network with other travellers, find good value hostels and places to stay, get in on the best restaurant deals, and pick up useful backpacking tips. I heard a good-natured gripe from a young woman who is off backpacking alone in Southeast Asia. She felt that she was just following the same route that thousands of others were on and her experiences were not worthwhile or special. Maybe she should stop worrying about being unique and just enjoy it and take advantage of the input and experiences of others. They learned their lessons the hard way so that she doesn’t have to!
Is your travel plan taking you out of Europe this holiday? Then, you definitely need a worldwide travel insurance policy for yourself and your family members. Many people are traveling out of their country or continent to far off places. Traveling worldwide is not a new phenomenon. With the fast growing up of speedy transportation facilities, people in large numbers are traveling to distant countries; the countries you are not familiar with. What if you fall ill there? What if your flight gets cancelled due to some or other reason? You might not have any idea of the costs of treatment in that country. It may be much higher than your home country. The solution to all these problems lies in purchasing worldwide travel insurance. Worldwide Travel insurance is of various types: Single Trip Travel insurance: Be it visiting Ibiza or the Caribbean islands, single trip world wide insurance is the best insurance to purchase if you are planning to travel for once a year. You can buy this policy for yourself individually or for all your family members. Multi-trip or annual travel insurance: This is the perfect policy if you and your family like to travel more than once a year. Adventurous travel insurance: Are you planning to go for tracking in the Great Himalayas of India, or go on a trip to the Sahara desert? Whatever may be the reason, if you like adventurous travel, buy adventurous worldwide travel now. Business travel insurance: If you have to travel frequently to different countries for your business, then business world wide travel insurance is the best policy for you. It is good if nothing happens to you during your world wide travel, but no one can envisage what is in store in their future. Any incident can happen; so it is better to purchase world wide travel insurance than be sorry. To search for the perfect quote you need to do a lot of research. You have to find out about the various companies that offer world wide insurance, and then you have to find out their rates, compare them, and finally purchase them. All of these require a lot of time and patience. But now with the internet facilities this work is made easier and less time consuming. Browse through the pages and purchase for yourself world wide travel insurance.
Holiday season is on the cards. So, are you going to travel abroad this time? If yes, then do not miss travel insurance in any case. The rates have gone dirt cheap and you can easily get a good level of coverage at the payment of a few hundred rupees. Yes, that’s true.
Sample this: A travel insurance plan of USD 50,000 for a trip to Australia, Belgium or Malaysia can be taken in just Rs 397. Royal Sundaram, India’s leading general insurance company, is providing this facility at such a low cost.
The rates of travel insurance premium are more or less the same for several countries other than the United States (US) and Canada. But even for the US and Canada, you can get a travel insurance plan of USD 50,000 in just Rs 600.
If you double the coverage to USD 1,00,000, you just need to pay Rs 150 extra. That’s the kind of benefit, general insurance companies are providing to you these days.
Thanks to the highly competitive yet healthy environment created by the Insurance Regulatory and Development Authority of India (IRDAI) that general insurance plans in India have become so affordable.
There was a time when travelling to foreign countries was so mind boggling. Many countries are notorious for theft and loot. People lose their luggage during the travel and end up facing several issues.
But with travel insurance, you can easily secure yourself and your belongings. The peace of mind comes with a cost and that cost has gone negligible. So, why to ignore it and travel without insurance?
There are incidents wherein people have lost their laptops from their side. Recently, a sales director of a consulting company was travelling to Switzerland lost his bag carrying expensive camera, cash, etc. from the airport. That was truly shocking to him. The bag could not be traced by the airlines and the police, and he had to suffer a loss to the tune of Rs 1 lakh. Alas, he did not buy travel insurance this time.
Every time, he bought travel insurance and since nothing unfortunate happened, this time he decided to save some money and forget about insurance.
This can be tempting to a lot of people. But remember that unfortunate incidents do not come calling. You have to stay alert and conscious. There are many things, which are not under your control. Loss of baggage is one of those risks. Thus, it is advisable to take general insurance each time and every time. There should not be any second thought about it.
Especially, during the holiday season from March to September, airports deal with excessive number of people and things tend to go wrong. You may be lucky sometimes but even if something happens even a single time, then several times of what you saved by not buying travel insurance can be lost in a few moments.
It is better to be pound wise and penny foolish, than the other way around. Isn’t it?
These days, all online travel portals offer you travel insurance plans on buying tickets from them. But no worries, in case you skip buying it from them or buy through any other mode. You can buy travel insurance plans online, in a few minutes. It is very easy and fast. You can even buy it at the last moment – at the airport or from within the cab while travelling to the airport.
Everyone craves for vacations to enjoy some quality time with their loved ones and Indians are no exception. The outbound travel sector of India saw a robust growth this year because international travel destinations are highly sought-after among Indians in 2015. Obstacles like inflation, skyrocketing ticket price and depreciation of rupee couldn’t deter the wandering spirit of Indian travelers to travel around the world. Over 60% of Indians remain unmoved by the depreciating rupee and are raring to go to travel. However, the rate of availing travel insurance to safeguard the trip is still dismal among Indian travelers.
Young generations prefer to travel to international destinations once a year at least. According to a survey, 90% of these travelers make use of their own savings for overseas trips and don’t consider travel cover. Quite surprisingly, this is the mindset of young internet savvy generation as ICICI Lombard conducted the survey in the age group of 25-35 among 1049 people across six metro cities in India who had international trips in the previous year.
The survey further reveals that Singapore is the most preferred travel destination among young Indian travelers; the second and third places are held by US and UK.
Let’s take a look at the travel plans available and their prices for those who favor these destinations. Let’s start with Singapore.
Travel insurance plans available for Singapore trips
The following list of top 5 policy quotes in terms of lowest premium are for one 30 years old person looking for a single trip to Singapore. The trip duration is 10 days and the chosen sum insured is US$ 500000.
Universal Sompo – Premium of Rs. 942
HDFC Ergo – Premium of Rs. 1015
Reliance – Premium of Rs. 1129
TATA AIG – Premium of Rs. 1234
Religare – Premium of Rs.1666
The lowest premium is Rs. 942 for a travel insurance plan for a 10 days trip to any Asian country such as Singapore, Thailand. This means one has to pay less than Rs. 100 per day to make his trip safe and secured. Indian travelers must know that travel plans are not only inexpensive but they also provide coverage for loss of baggage, passport, hijack and even emergency treatment.
Travel Insurance plans available for UK trips
The following list of top 5 policy quotes in terms of lowest premium are for 1 person looking for a single trip to UK. The trip duration is 10 days and the chosen sum insured is US$ 500000.
Universal Sompo – Premium of Rs. 942
Bajaj Allianz – Premium of Rs.991
HDFC Ergo – Premium of Rs. 1015
Reliance – Premium of Rs. 1129
Bajaj Allianz ( Travel Elite Platinum) – Premium of Rs. 1139
Universal Sompo provides the lowest premium. The premium of travel insurance plan is also Rs. 942 for a 10 days trip To UK.
Travel insurance policies for US trips
The following list of top 7 policy quotes in terms of lowest premium are for 1 person looking for a single trip to US. The trip duration is 10 days and the chosen sum insured is US$ 500000.
Universal Sompo – Premium of Rs. 1344
HDFC Ergo – Premium of Rs. 1438
Bajaj Allianz – Premium of Rs.1441
IFFCO-TOKIO – Premium of Rs.1456
Bajaj Allianz ( Travel Elite Platinum) – Premium of Rs. 1658
TATA AIG – Premium of Rs. 1694
Reliance – Premium of Rs. 1783
The lowest premium is Rs. 1344 for a travel insurance plan for a 10 days trip to US. Just imagine, you are getting all types of risks covered just by paying less than Rs. 140 for each day of your trip.
Best travel insurance plans in India in terms of baggage and medical coverage
The survey also made clear that 79% people buy travel plan to cover medical emergencies. Safety of baggage is the second most vital reason as 60% people behind purchasing travel insurance policy. So let’s find out best travel insurance plans in terms of medical emergency and luggage safety.
From the above list of travel policies for US, two plans by Reliance and Bajaj Allianz look best in terms of baggage cover.
Reliance Travel care platinum provides US$1500 for the loss of checked baggage for a premium of Rs.1783.
The Travel Elite Premium plan by Bajaj Allianz provides US$ 1000 for a premium of Rs. 1658 for the loss of checked baggage.
To get the best coverage for medical emergencies, the Titanium plan by HDFC ERGO is the best. It primarily covers:
Emergency Medical Expenses
Permanent Disablement/accidental death
Loss of Personal Documents
Loss of Baggage
Financial Emergency Assistance
What is the cost of international travel policy for a couple?
According to the survey, 52% of travelers prefer to have trips with spouses. So, if these people can avail a travel plan for visiting US or UK or Singapore, how much do they have to pay?
Let’s start with US trip for 10 days for a sum insured of US$ 100000 covering 2 people who are 30 and 28 years old.
Religare offers the best plan which comes at a premium of Rs. 2407.
If you compare travel plans available for couples who wish to visit UK, keeping the same criteria for trip duration, sum insured and age of the traveler, Religare provides the best plan. The premium of the plan is Rs. 1537.
For a trip in countries like Singapore, Thailand within Asia which has been the top travel destination of 2015, a couple has to spend even less for a travel insurance policy. If you compare travel insurance plans that cover Asia, you will get the lowest premium of Rs. 1218 from Explore Asia plan provided by Religare.
The positive part of the survey is the increased awareness among Indian travelers. More than 90% of young generation is aware of the travel insurance which is a significant rise from last year’s 80%. One of the major provider of travel insurance plans in India; ICICI Lombard underwritten a total travel insurance premium of Rs 100 previous year, one can expect the premium to increase by 5-10% in this year. The problem is not with the awareness; it is the lack of understanding about the benefits associated with these travel covers.
27% of the total respondents in the survey choose not to avail a travel insurance plan simply because they were under the wrong conception that such plans cover only accidents, loss of baggage and theft but don’t provide medical coverage. This is far from being the truth as the complete break-up of Titanium plan by HDFC ERGO shows extensive coverage for medical emergencies.
25% surveyed people didn’t buy any travel plan because they thought such plans are costly but it is not so. The price of all plans for person mentioned here are about less than Rs. 100 to less than Rs. 140 for each day of a 10 days trip. Travel insurance policies for couples are even cheaper as they cost in the range of less than Rs. 65 per day per person to less than Rs. 125 per day per person for destinations like US, UK and all countries in Asia including popular destinations like Singapore, Thailand.
Indians love to spend their holidays in international destinations. An international travel insurance plan doesn’t cost much and offers a lot in return. If you are also a travel freak, you should insure the total duration of the trip so that you can enjoy your holiday with complete peace of mind.
Avishek Bhattacharjee has been associated with the general insurance sector in India for many years. He regularly comes up with informative and interesting articles to provide information about various insurance policies. This write-up discusses about the importance and benefits associated with travel insurance plans in India.
Getting ready for an international overseas trip either for holiday, leisure, business or for further studies, it is very important to carry a comprehensive safety net in the form of an eminent travel insurance policy along with you. During the period of traveling, the chances of critical accident, baggage theft or other unfortunate events are very high. So, in the overseas destination which is a complete unknown land it is very essential to have a comprehensive layer of protection with you in case of any unforeseen emergency.
Travel insurance policies provide enhanced protection to you and your complete family in case you get sick or suffer a critical injury. Travel Insurance is the foremost important thing you should buy but hope you never gets to use it. This module will cover you’re hospital and medical bills in case you get sick and are hospitalized, if your trip flight is cancelled, if a family member falls critically ill or dies and you have to immediately come home, if you get robbed, etc
AMA travel shield travel insurance policies are the best in class options as these eminent modules cover medical and hospital expenses, emergency evacuation situations, and loss of baggage and passport, among others. These comprehensive travel insurance modules from AMA also provide cover in case of other unforeseen and unfortunate events such as delay or cancellation of flight, your luggage theft, etc. The module also offer benefits such informing your family and loved ones about your situation 24×7 in case when an emergency arises or when you need some help in a critical situation, these enhanced module of services has made AMA the best International Travel Insurance company.
AMA also offers its specialized Schengen visa travel insurance in Kuwait, this efficient module of Schengen Visa Travel Insurance Kuwait has specially been structured for the travellers from Kuwait who want to visit the Schengen area, the policy meets the set criteria of travel insurance requirements for Schengen area. Individuals, Groups and students from Kuwait can apply for Schengen visa with the help of this travel insurance module, Schengen area consists of 26 European countries that have mutually agreed to have a single visa for them as to boost tourism. This efficient travel insurance brings individuals and groups from Kuwait one-step closer to getting the Schengen visa; pre-defined travel insurance is the foremost requirement for Schengen visa. This comprehensive insurance policy covers all the critical situations, which the travelers from Kuwait might come across while travelling in the Schengen area.
AMA provides 24 hours a day and 365 days a year dedicated customer assistance, this ensures that the help is on the way the very moment the travellers need it. AMA travel insurance policies has served countless travellers assisting them at every step of their needs, there high advanced assistance modules efficiently take care of the very needs of travellers while providing them with enhanced assistance, this ensures that the travellers can fell more confident and in control of the critical scenario that they have run into.